Employee or Independent Contractor—What Is the Difference?

  Today more than ever, businesses are evaluating the need for full-time versus part-time employees.  Many firms are also considering using third-party firms for certain functions.  Before you make any decisions about contracting out job functions, read this. Your employee will receive benefits such as health insurance and workers' compensation. Advantages of Hiring an Employee [...]

By |2020-02-11T16:00:15+00:00February 21st, 2020|Bonds, Business Insurance, Commercial Insurance|0 Comments

A New Year… Let’s Get Your Insurance Right

A New Year… Let’s Get Your Insurance Right As we move into a new year, I hope that every insurance agent and insurance buyer thinks about how they view their relationships.  Let us get away from the clever insurance advertisement’s attempts to bring our products and services down to the lowest common denominator, price, and [...]

How To Add The Right Insurance For Your Business

    You are in business to make money. Having an uninsured business loss can be devastating to your firm. As a business owner or manager, you want to feel confident that your business insurance coverage will protect what you’ve worked hard to build. With many years of experience working with businesses of all types [...]

By |2019-11-22T00:26:40+00:00December 17th, 2019|Business Insurance, Commercial Insurance|0 Comments

Are Electric Scooters Covered Under My Insurance Policy?

  A Personal Insurance Update Scooters are popping up all over cities across the country.  They have been popular in Europe for years.  We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4 % of riders wear [...]

Commercial Insurance for Every Business

The world is changing, and we understand the issues businesses face every day. There is constant competition for your customers, there are challenges in attracting and retaining top talent, and your cost of goods keeps going up. Part of your planning should include an annual business insurance review. Your business changes, and so do your [...]

By |2019-08-27T16:12:38+00:00September 27th, 2019|Commercial Insurance|0 Comments

Business Risks That Keep You Up At Night

Business Risks That Keep You Up At Night Every business has risks, and commercial insurance can respond to many accidents, injuries and claims. But commercial insurance does not cover every risk you may have. The good news is that we have real solutions for your business risks. A short call to us may just help [...]

By |2019-08-27T16:01:37+00:00August 27th, 2019|Bonds, Business Insurance, Commercial Insurance|0 Comments

What Is Trending In Risk Management

What Is Trending In Risk Management Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing [...]

By |2019-07-26T14:29:00+00:00August 9th, 2019|Business Insurance, Commercial Insurance|0 Comments

What Kind of Insurance Do Artisan Contractors Need?

The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators. Special insurance needs of this group [...]

By |2019-07-12T21:47:00+00:00July 15th, 2019|Business Insurance, Commercial Insurance|0 Comments

How To Prepare Your Business For Summer Interns

How To Prepare Your Business For Summer Interns Many businesses offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of [...]

By |2019-07-12T21:05:41+00:00June 26th, 2019|Bonds, Business Insurance, Commercial Insurance|0 Comments